Purchases:

We can quickly pre-qualify you for a loan allowing you to speed up the process. We enable you to put more time into finding that dream home. We want to make this experience as easy as possible. Buying a home should not be something you dread or fear. Leave the financing up to us.

What you will typically need to provide in a purchase transaction:

¤ Full Documented Loans

• 2 years of W2's if an employee, or Tax Returns if self-employed
• 2 months of bank statements (most recent) on all major bank accounts
• 1 month of current pay stubs
• Most recent statement on any stocks, bonds, 401k's, IRA's, retirement funds, etc...
• Copy of Home Owners Policy (or company name, agent's name & number)
• Fully Executed Purchase Contract

¤ Reduced Documentation Loans

• 2 months of bank statements (most recent) on all major bank accounts
• Most recent statement on any stocks, bonds, 401k's, IRA's, retirement funds, etc…
• Copy of Home Owners Policy (or company name, agent's name & number)
• 2 years business license or CPA letter stating business status has been 2 years at same address under same business name

We can take care of all your Purchase needs including: Primary Residences, Second Homes, and Investment Properties.